Employee Benefits

Benefits Overview
Full-time employees of the Jacksonville Transportation Authority enjoy a very comprehensive benefits package. Below is a summary of the benefits offered.

Health
Employees choose between a Health Maintenance Organization (HMO) or a Preferred Provider Organization (PPO). JTA pays the entire premium for single coverage. Highlights of each option are as follows:

Blue Cross Blue Shield HMO (Blue Care)
Employees must choose a primary care physician from a list supplied by Blue Cross Blue Shield.

• Co-Payment - $15 per visit, Co-Payment for Specialist-$25
• Rx Pharmacy Prescriptions - $10 for generic, $25 for name brand, $40 non-preferred
• Emergency Room co-payment - $50
• In-hospital charge - $250 per admission

Blue Cross Blue Shield PPO (Blue Choice)
Employees can choose from a number of doctors in the area who have agreed to specialized fees for specific services.

• Annual deductible - $300 per person, $900 per family
• Co-Payment (after deductible is met) - 90% by Blue Cross, 10% by the employee
• Rx Pharmacy Prescriptions - $10 for generic, $25 for name brand, $40 non-preferred
• Maximum out-of-pocket expense - $1,500 per person, $3,000 per family

Dental Insurance
Employees enjoy a quality PPO Dental Plan through United Concordia. JTA pays the entire premium for single coverage. Highlights are as follows:

• Annual deductible - $50 per person, $150 per family
• Preventative/diagnostic charges - paid at 100% and the deductible is waived
• Restorative charges - paid at 80%
• Major/Replacement charges - paid at 50%
• Orthodontic charges - paid at 50% - with a $1,000 per person lifetime maximum
• Annual maximum - $1,500 per person

Term Life Insurance
JTA provides group term life insurance equal to the employee's base annual earnings.

Long Term Disability Insurance
Employees are provided with a long term disability insurance plan. This plan provides 60% of the employee's basic monthly earnings after 90 days of continuous disability. Benefits will continue until the employee is 65 years of age as long as the disability continues.

Holidays
Employees receive 10 paid holidays per year, as follows:

• New Years Day
• Martin Luther King's Birthday
• Memorial Day
• Independence Day
• Labor Day
• Veterans Day
• Thanksgiving Day
• Friday After Thanksgiving
• Christmas Day
• (1) Floating Holiday (to be used at the employee's discretion with supervisory approval)

Vacation
After six months employment, employees accrue one week of vacation. Employees accrue 6.67 hours vacation time per month, which is equivalent to two weeks per year during the first five years of employment. After five years service, employees accrue 10 hours vacation time per month, which is equivalent to three weeks per year.

Retirement
JTA is a member of the Florida Retirement System and makes monthly contributions in the employees' name to the State pension fund. Full pension can be paid to employees who have a minimum of six years service at age 62. Employees with 30 years service can receive full pension benefits regardless of their age at the time of retirement.

Deferred Compensation Plan
Employees also have an option to make pre-tax contributions into a 457 plan. Employees can contribute up to $13,000 per year into this plan. Several investment options are available for employees.

Educational Assistance
Employees with a minimum of one year of service are eligible for educational assistance. Courses must be pre-approved by a supervisor and must be used toward earning a degree. Reimbursement is based on the Florida State University Tuition schedule in effect at the time the course is taken. Undergraduate students must earn at least a grade C and graduate students at least a grade B for the educational assistance.

Sick Leave
Employees accrue sick pay at the rate of eight hours each month. The maximum accrual is 720 hours.

Voluntary Benefits
JTA also offers its employees the option to pick up additional voluntary benefits including cancer insurance, intensive care insurance, short-term disability, voluntary term-life insurance, interest sensitive life insurance, pre-paid legal and Visioncare.

Section 125 Premium Conversion Plan
Employees have the option to pay for their family coverage and qualified voluntary benefits on a pre-tax basis.

The human resources department will answer questions regarding the benefits mentioned above. Call (904) 630-3100.